Insurance Coverage
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Learn About Our Insurance Coverage Before Your Visit
Our Seattle Rehab Specialists are here to help you on your path to recovery, no matter your insurance situation. In Seattle, Washington, most insurance policies don’t require a referral for coverage, making it easier for you to get started with your care.
For those policies that do, we’re here to guide you through the process. If additional visits are needed, we can easily request them for you.
At Seattle Rehab Specialists, we’re proud to partner with many major PPO/POS plans, Tricare, Medicare, and Workers’ Compensation, Open Claims with Personal Injury Protection or MedPay. For patients whose policies we may not be contracted with, we offer affordable and flexible self-pay options, ensuring that everyone has access to the high-quality care they deserve.
PPO/POS Policies
- AARP (UHC Supplement)
- Aetna
- Aetna Medicare Advantage
- Anthem
- Blue Cross Blue Shield
- BCBS – Illinois (e.g. Boeing)
- BCBS FEP
- CareFirst BCBS
- Cigna
- First Choice Health
- Healthcare Management Administration (HMA)
- Kaiser PPO
- Meritain (Aetna)
- Multiplan/PHCS
- Optum Care Network (UHC Medicare Advantage Plan)
- Pacific Source
- Premera Blue Cross*
- Premera Medicare Advantage*
- Prime Health Services
- Providence
- Provider Network of America
- Regence Blue Shield
Auto Claims
- Open Claims with Personal Injury Protection or MedPay
Government Policies
- Department of Labor & Industries
- Department of Veterans Affairs
- Medicare
- Tricare West
- CHAMPVA
- Optum Care Network (UHC/Humana Medicare Advantage Plan)
As you know, the world of health insurance can be a maze to navigate. If your insurance provider is not listed above, it is not an indication that we do not accept your policy.
For clarification on your specific policy, please contact the location nearest you and one of our associates will be happy to help!
Helpful Insurance Information
To help make your experience with us as smooth as possible, here’s a quick guide to some common insurance terms and practices:
Quote of Benefits
Before your first visit, we will request a quote of benefits from your insurance provider to give you an estimate of your coverage. Please note that this information is based on what your insurance provides at the time and is not a guarantee of coverage.
Changes in Coverage
If your insurance policy or provider changes, please inform our front office staff as soon as possible to prevent any interruptions to your treatment. This helps ensure we have the most accurate and up-to-date information.
Deductible
Your deductible is the amount you must pay out of pocket before your insurance coverage begins. Once this amount is met, your insurance will start to contribute to your care.
Co-Insurance
Co-insurance is the percentage of costs you’re responsible for after your deductible is met. The amount you owe can vary depending on the service and the allowed amount for that claim.
Copay
Your copay is a fixed amount you pay for a service, regardless of the total cost of the claim. This amount usually stays the same for each visit or service.